[China Glass Network] Where is the glass danger pit?
Car glass film loss is not lost
Auto glass film has become a fashion and habit of people at present, and high-end film with thousands of dollars is expensive. Many people know that after the glass is broken and replaced, the film must be replaced and cannot be reused. However, the insurance company's glass breakage insurance covers the glass itself, and does not include the automotive glass film. Therefore, the insurance company is not liable for the loss of the film.
Car sunroof glass is not damaged
At present, some mid-to-high-end cars are equipped with skylights, but the damage of the sunroof glass is indeed not covered by the glass alone. The glass separate breakage clause clearly states that the covered glass range includes only the front and rear windshields and window glass.
The front windshield sticker does not compensate for the loss of the logo
In the upper right corner of the front windshield of the car, there are signs such as cross-hazard, annual inspection, environmental protection, etc., and these marks are used for one-time paste. Therefore, it cannot be taken off when the front windshield is broken and replaced, let alone reused. . However, although the logo itself is of little value, reissuing these logos will incur some costs and working hours.
This part of the loss is also not covered by the glass separate damage insurance. It is recommended that the owner of the car, try to park the car in the garage or a safer parking area to prevent accidents from causing unnecessary trouble.
Import, domestic glass price does not pay
Another point is to remind the owner that when insuring the car, it is necessary to pay more attention to the insurance rules. For example, one of the glass breakage risks needs to be marked when filling out, that is, the car glass, whether it is imported glass or domestically produced. glass. Because the rate between imported glass and domestic glass is different.
At present, some imported cars or some domestically produced high-end cars on the market, many of which use imported glass. Then, if it is imported glass, if it is insured according to domestic glass, the insurance company will compensate according to the domestic glass price, and will not compensate for the difference between the imported glass and the imported glass.
Loss of additional equipment in the car is not lost
According to the individual needs of the owner, many car owners choose to install satellite navigation devices, MP3 and other electronic devices in the car. For the equipment installed by these owners, when the automobile glass is damaged by severe impact, these equipments are often damaged accordingly. In this regard, the auto insurance industry also said that because it is a new equipment in the car, it is not included in the scope of the vehicle standard, so these are not within the scope of compensation for the glass alone.
Unexpected damage to the glass during maintenance
In addition, glass damage caused during the inspection, installation and maintenance of the car is also not covered by the insurance company. This is also confirmed by the separate breakage clause in the glass. The clause does stipulate that “the separation of glass caused by the installation and repair of the motor vehicle is an exclusive responsibility.†So, how to avoid such a situation? Director Zhang also pointed out The vehicle self-inspection work should be done before the vehicle is sent to the repair station, and the vehicle should be inspected in detail after the vehicle is repaired to prevent “eat dumb lossâ€.
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